I get asked this question all the time and the truth is you should be doing all 3 at the same time. If your focus is only eliminating debt what happens if you have an emergency with no savings, you’ll go right back into debt.
Investing is imperative! Look at the rate of return on your savings account (it’s on your bank statement). Are you earning 0.01 - 0.05% APY (annual percentage yield)? That’s how low it was when I worked at a large bank, when you can earn anywhere from 7-10%+ investing in the stock market (buy and hold).
My goal as a Personal Finance Coach is to educate you, hold you accountable and design a strategy that makes sense for you and your family.
So, are you ready to get your personal finances in order? If so, let's get started!