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Writer's pictureLaToya Westbrooks Keeling

How to Create Multiple Income Streams?



During the month of June, I started a private Savings Challenge Group on Facebook. I shared tips on how automating your money transfers and paying yourself first is key to reaching your personal finance savings goals. However, I know that sometimes the money we earn from our day jobs just isn’t enough.


At one point in time, I had a full-time job, worked part-time as a tutor and started my own consulting business (yes, all at the same time). Your girl was tired but I had a goal in mind! This is when I really started to focus on creating both active and passive income streams. I wanted money flowing in like water, so I could stop waiting/depending on that one paycheck from my day job. I currently have 6 streams of income and will be launching my 7th this Fall!


Active Income vs Passive Income


There’s a difference between the two and you will need to decide which of the 2 would you like to start with first. I’m a firm believer of starting with 1 stream (and being successful at it) before moving onto the 3rd, 4th or 5th stream.


Active Income:

  • Part-time Job

  • Freelancing

  • Coaching/Consulting

  • Starting a Business

  • Speaking Engagements

Passive Income:

  • Investing

  • Rental Income

  • Peer-to-Peer Lending

  • Selling E-courses or other Digital Products

  • Influencer/Affiliate Marketing

  • Creating an App


So are you leaning towards an active or passive income stream?


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