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  • Writer's pictureLaToya Westbrooks Keeling

What is a 529 College Savings Plan?

Updated: Feb 23, 2022

Calling all parents, aunts, uncles, godparents and more... please be sure to set your children up for success by investing in a 529 College Savings Plan or a Pre-Paid Tuition Plan.

A 529 plan is a college savings plan that offers tax and financial aid benefits. 529 plans may also be used to save and invest for K-12 tuition in addition to college costs.


There are two types of 529 plans:

  • College savings plans and prepaid tuition plans. Almost every state has at least one 529 plan.

  • There is also a 529 plan operated by a group of private colleges and universities.



I am so thankful that my mother established a Florida Pre-Paid Tuition Plan while I was in junior high. It took care of my college tuition for all 4 years. I used my scholarship money and funds from part-time jobs to cover the rest of my college expenses.





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